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Ten Steps to Buying a Great Diamond
1. Cut - Refers
to the angles and proportions of a diamond. Light reflects off
numerous mirror-like facets. That light is then reflected through
the top of the stone. A well-cut diamond is brilliant, sparkly and
fiery.
2. Color - Refers to the degree to which a diamond is colorless. The absolute finest colorless stone carries a D rating, descending through each letter of the alphabet to Z, designating a diamond of light yellow, brown, or gray. Some rare colors are blue, pink, and fancy yellow. 3. Clarity - Diamonds with few flaws, or inclusions, are rare and highly valued. Diamonds have clarity characteristics, including internal features, called inclusions, and surface irregularities, called blemishes. Clarity is the relative absence of these clarity characteristics. To determine a diamond's clarity, an expert views it under 10 power magnification. FL, IF Diamonds: Flawless: No internal or external flaws. Internally Flawless: No internal flaws. Very rare and beautiful diamonds. VVS1, VVS2 Diamonds: Very, Very Slightly Included: Very difficult to see inclusions under 10x magnification. An excellent quality diamond. VS1, VS2 Diamonds: Very Slightly Included: Inclusions are not typically visible to the unaided eye. Less expensive than the VVS1 or VVS2 grades. SI1, SI2 Diamonds: Slightly Included: Inclusions are visible under 10x magnification, and may be visible with the unaided eye. A good diamond value. 4. Carat - Most people compare carat weight to size. The larger the diamond the more it weighs. The weight of a diamond is expressed in carats. When making your selection, consider the recipient's style, the size of her finger, and your budget. Talk with your Buchwald advisor to find the best combination of size, quality, and price. Keep in mind that a diamond will look larger on the hand of someone who wears a size 4 ring that it will on someone who wears a size 7 ring.
A well-known guideline for purchasing an engagement ring is to spend two months' salary. But that is only a guide. It is up to you to find your perfect diamond that will make you feel good about the quality AND the price.
10 Steps to Buying a Great Diamond
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